Pre-approval you can trust
Income, assets and credit reviewed before the letter goes out — not after the offer is accepted. Letters are written to match the offer price.
For real estate agents
You find the house. Ashland makes the financing land — fast enough and communicative enough that you never have to chase a status update or explain a lender's silence to your client.
7
Days a week Ashland answers — showings and offer deadlines included
10 min
For updated payment + cash-to-close on offer day
1 call
To the listing agent with every offer submitted
1–2 days
Typical pre-approval turnaround once documents are in*
* Timing varies by file and depends on receiving complete documentation. Turnaround figures are typical, not guaranteed. This is not an offer to enter into an agreement; not all customers will qualify. Rates, programs and terms are subject to change. All loans subject to credit and property approval.
What working with Ashland looks like
Agents lose houses to slow lenders, quiet lenders, and lenders who write a pre-approval letter before they've read a pay stub. Ashland built her process to be the opposite of all three.
Offer-day numbers in minutes
Text Ashland the address and price. Updated payment and cash-to-close typically come back within ten minutes, even on a Sunday.
A call to the listing agent
With every offer your buyer submits, Ashland calls the listing agent personally, vouches for the financing, and leaves a cell number.
Milestone updates without asking
Appraisal ordered, appraisal in, conditions cleared, clear to close — you and your buyer hear it the moment it happens.
Closing dates that hold
Realistic timelines set on offer day and a file structured the way underwriting reads it, so the date on the contract is the date you close.
Buyers who show up prepared
The checklists and guides on this site mean your buyers arrive knowing what pre-approval is, what cash to close means, and what not to do under contract.
How agents use this site
The calculator answers the payment question before you drive anywhere. The checklists get documents in fast. The guides bust the 20%-down myth so you spend showings on houses, not homework. Nothing on this site collects a single piece of your client's information.
Ashland Alitz and Fairway Independent Mortgage Corporation are not real estate brokerages. Buyers may work with any licensed real estate agent of their choosing, and no real estate professional is required to use any particular lender. Any co-marketing with real estate professionals is conducted in accordance with RESPA Section 8. Fairway pays only fair market value for services actually provided and does not compensate for referrals.
Ashland · Branch Sales Manager & Loan OfficerAshland — my buyers want to write tonight on 4218 Lakeview. $385k. Can you run it?
On it. Payment + cash to close in your inbox in 10. Letter at $385k attached. I'll call the listing agent before you submit. 📞
Agents
Text her the address and the buyer's name. She'll take it from there and keep you in the loop at every milestone.
Text Ashland · 612-505-7663 →Apply with Ashland at Fairway
Applications happen on Fairway's secure site — never here.